<?xml version="1.0" encoding="utf-8"?><!DOCTYPE Zthes SYSTEM "http://zthes.z3950.org/schema/zthes-1.0.dtd">  <Zthes><term><termId>4916</termId><termName>Mikrofinanzierung</termName><termType>TT</termType><termLanguage>de</termLanguage><termVocabulary>Thesaurus der Bibliothek der FES</termVocabulary>	<termStatus>active</termStatus>	<termApproval>approved</termApproval>	<termSortkey>Mikrofinanzierung</termSortkey><termNote label="Nota catalográfica"><![CDATA[ <p>Die Programme zur Mikrofinanzierung sollen im Rahmen der Armutsbek&auml;mpfung Kreditnehmern, die keinen anderen Zugang zum institutionellen Kreditmarkt haben, Finanzierungsm&ouml;glichkeiten er&ouml;ffnen</p> ]]></termNote><termCreatedDate>Mikrofinanzierung</termCreatedDate><relation><relationType>UF</relationType><termId>12632</termId><termName>Mikrokredit</termName><termType>ND</termType></relation><relation><relationType>UF</relationType><termId>12633</termId><termName>Mikrokreditprogramm</termName><termType>ND</termType></relation><relation><relationType>RT</relationType><termId>222</termId><termName>Kredit</termName><termType>PT</termType></relation><relation><relationType>RT</relationType><termId>4111</termId><termName>Entwicklungshilfe, Finanzhilfe</termName><termType>PT</termType></relation><relation><relationType>RT</relationType><termId>4432</termId><termName>Kreditpolitik</termName><termType>PT</termType></relation><relation><relationType>RT</relationType><termId>5545</termId><termName>Finanzierung</termName><termType>PT</termType></relation></term>  </Zthes>