<?xml version="1.0" encoding="utf-8"?><!DOCTYPE Zthes SYSTEM "http://zthes.z3950.org/schema/zthes-1.0.dtd">  <Zthes><term><termId>2051</termId><termName>Zahlungsverkehr</termName><termType>TT</termType><termLanguage>de</termLanguage><termVocabulary>Thesaurus der Bibliothek der FES</termVocabulary>	<termStatus>active</termStatus>	<termApproval>approved</termApproval>	<termSortkey>Zahlungsverkehr</termSortkey><termCreatedDate>Zahlungsverkehr</termCreatedDate><relation><relationType>UF</relationType><termId>8096</termId><termName>Abrechnungswesen</termName><termType>ND</termType></relation><relation><relationType>UF</relationType><termId>8097</termId><termName>Bargeldloser Zahlungsverkehr</termName><termType>ND</termType></relation><relation><relationType>UF</relationType><termId>8098</termId><termName>Elektronischer Zahlungsverkehr</termName><termType>ND</termType></relation><relation><relationType>UF</relationType><termId>8099</termId><termName>Giroverkehr</termName><termType>ND</termType></relation><relation><relationType>UF</relationType><termId>8100</termId><termName>Kontokorrentgeschäft</termName><termType>ND</termType></relation><relation><relationType>UF</relationType><termId>8101</termId><termName>Lastschriftenverkehr</termName><termType>ND</termType></relation><relation><relationType>UF</relationType><termId>8102</termId><termName>Postanweisung</termName><termType>ND</termType></relation><relation><relationType>UF</relationType><termId>8103</termId><termName>Überweisung</termName><termType>ND</termType></relation><relation><relationType>RT</relationType><termId>2044</termId><termName>Geld</termName><termType>PT</termType></relation><relation><relationType>RT</relationType><termId>6749</termId><termName>Internationaler Zahlungsverkehr</termName><termType>PT</termType></relation></term>  </Zthes>