<?xml version="1.0" encoding="utf-8"?><!DOCTYPE Zthes SYSTEM "http://zthes.z3950.org/schema/zthes-1.0.dtd">  <Zthes><term><termId>1670</termId><termName>Wertpapiersparen</termName><termType>TT</termType><termLanguage>de</termLanguage><termVocabulary>Thesaurus der Bibliothek der FES</termVocabulary>	<termStatus>active</termStatus>	<termApproval>approved</termApproval>	<termSortkey>Wertpapiersparen</termSortkey><termCreatedDate>Wertpapiersparen</termCreatedDate><relation><relationType>UF</relationType><termId>5553</termId><termName>Hedge Fonds</termName><termType>ND</termType></relation><relation><relationType>UF</relationType><termId>5554</termId><termName>Investmentsparen</termName><termType>ND</termType></relation><relation><relationType>UF</relationType><termId>5555</termId><termName>Kapitalanlage in Wertpapieren</termName><termType>ND</termType></relation><relation><relationType>UF</relationType><termId>5556</termId><termName>Wertpapieranlage</termName><termType>ND</termType></relation><relation><relationType>RT</relationType><termId>1667</termId><termName>Sparen</termName><termType>PT</termType></relation><relation><relationType>RT</relationType><termId>3538</termId><termName>Aktienkleinbesitz</termName><termType>PT</termType></relation><relation><relationType>RT</relationType><termId>425</termId><termName>Vermögensbildung</termName><termType>PT</termType></relation><relation><relationType>RT</relationType><termId>1668</termId><termName>Kapitalbildung</termName><termType>PT</termType></relation></term>  </Zthes>