<?xml version="1.0" encoding="utf-8"?><Thesaurus
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	xsi:schemaLocation="http://schemas.bs8723.org/XmlSchema/DD8723-5.xsd">	 <dc:identifier>https://library.fes.de/tematres/vocab/</dc:identifier>  <dc:title>Thesaurus der Bibliothek der FES</dc:title>  <dc:creator>FES</dc:creator>  <dc:subject></dc:subject>  <dc:description><![CDATA[  ]]></dc:description>  <dc:publisher>FES</dc:publisher>  <dc:date>2015-07-30</dc:date>  <dc:language>de</dc:language><ThesaurusConcept dc:identifier="https://library.fes.de/tematres/vocab/skos/2051">	<dcterms:created>2016-06-17 09:43:48</dcterms:created><PreferredTerm dc:identifier="https://library.fes.de/tematres/vocab/skos/2051" xml:lang="de">	<LexicalValue>Zahlungsverkehr</LexicalValue>	<dcterms:created>2016-06-17 09:43:48</dcterms:created></PreferredTerm><NonPreferredTerm dc:identifier="https://library.fes.de/tematres/vocab/skos/8096" xml:lang="de">	<LexicalValue>Abrechnungswesen</LexicalValue>		<dcterms:created></dcterms:created>		<USE>https://library.fes.de/tematres/vocab/skos/2051</USE></NonPreferredTerm><NonPreferredTerm dc:identifier="https://library.fes.de/tematres/vocab/skos/8097" xml:lang="de">	<LexicalValue>Bargeldloser Zahlungsverkehr</LexicalValue>		<dcterms:created></dcterms:created>		<USE>https://library.fes.de/tematres/vocab/skos/2051</USE></NonPreferredTerm><NonPreferredTerm dc:identifier="https://library.fes.de/tematres/vocab/skos/8098" xml:lang="de">	<LexicalValue>Elektronischer Zahlungsverkehr</LexicalValue>		<dcterms:created></dcterms:created>		<USE>https://library.fes.de/tematres/vocab/skos/2051</USE></NonPreferredTerm><NonPreferredTerm dc:identifier="https://library.fes.de/tematres/vocab/skos/8099" xml:lang="de">	<LexicalValue>Giroverkehr</LexicalValue>		<dcterms:created></dcterms:created>		<USE>https://library.fes.de/tematres/vocab/skos/2051</USE></NonPreferredTerm><NonPreferredTerm dc:identifier="https://library.fes.de/tematres/vocab/skos/8100" xml:lang="de">	<LexicalValue>Kontokorrentgeschäft</LexicalValue>		<dcterms:created></dcterms:created>		<USE>https://library.fes.de/tematres/vocab/skos/2051</USE></NonPreferredTerm><NonPreferredTerm dc:identifier="https://library.fes.de/tematres/vocab/skos/8101" xml:lang="de">	<LexicalValue>Lastschriftenverkehr</LexicalValue>		<dcterms:created></dcterms:created>		<USE>https://library.fes.de/tematres/vocab/skos/2051</USE></NonPreferredTerm><NonPreferredTerm dc:identifier="https://library.fes.de/tematres/vocab/skos/8102" xml:lang="de">	<LexicalValue>Postanweisung</LexicalValue>		<dcterms:created></dcterms:created>		<USE>https://library.fes.de/tematres/vocab/skos/2051</USE></NonPreferredTerm><NonPreferredTerm dc:identifier="https://library.fes.de/tematres/vocab/skos/8103" xml:lang="de">	<LexicalValue>Überweisung</LexicalValue>		<dcterms:created></dcterms:created>		<USE>https://library.fes.de/tematres/vocab/skos/2051</USE></NonPreferredTerm><HasRelatedConcept Role="RT">https://library.fes.de/tematres/vocab/skos/2044</HasRelatedConcept><HasRelatedConcept Role="RT">https://library.fes.de/tematres/vocab/skos/6749</HasRelatedConcept></ThesaurusConcept></Thesaurus>